E0102NR

RISK MANAGEMENT

Possess 14 years of comprehensive experience in the financial services industry as a federal bank examiner and private sector consultant.

SKILLS SUMMARY

Industry Competencies: Risk Management and Assessment, Information Technology Applications, Information Security Supervision and Privacy, Policy Development, Financial Services Regulatory Compliance, Technology and Operations Auditing

General Competencies: Project Management, Product Development, Strategic Planning, Facilitation and Leadership, Public Speaking and Instruction, Team Building and Training Development

PROFESSIONAL EXPERIENCE and ACCOMPLISHMENTS

Predictive Systems, Inc., Herndon, VA 2000-2002

Director of Product Strategy (Global Integrity Information Security) 2001-2002

• Provided guidance and instruction to clients regarding technology usage, policies, regulatory requirements, and trends in information security pertaining to the financial services industry.

• Developed security and privacy procedures to ensure compliance with the Gramm Leach Bliley Act,

• Coordinated service development, pre-sales, and deployment of Information Privacy Services, including such recent legislation as the Health Insurance Portability and Accountability Act (HIPAA), and the European Union Data Privacy Directive.

• Orchestrated the development of Operations Risk Assessment services and risk measurement methodology, which strategically positioned the company as a contributor to the advancement of Operation Risk management.

• Served as program manager and quality assurance for several strategic accounts involving many Fortune 1000 (including the top 20 U.S. financial services) companies.

Principle Consultant and Regulatory Architect 2000-2001

• Supported a sales and consulting staff of up to 500 people and service delivery engagements, focusing on regulatory requirements, guidelines, and technology risk management. Increased management and staff's knowledge of these areas through the use of comprehensive training materials and one-on-one consultations.

• Prepared corporate product strategy based on financial services trends, regulations, and technology requirements, enhancing clients' compliance to regulatory procedures.

• Maintained 45% of revenues during technology downturn.

• Quoted in and contributed to marketing and public relations via published articles, radio, and industry magazine interviews, which included: American Banker, NewsEdge, Bank Systems and Technology, AtNewYork.com, and Craine's, Financial Crime Review, and Information Security Magazine.

Office of the Comptroller of the Currency (OCC), U.S. Treasury Department, Washington DC 1987-2000

Bank Technology Policy and Operations - Senior Analyst 1996-2000

Ensured the timely and thorough implementation of OCC policies and examination processes by developing an effective training curriculum and coordinating the regulatory supervision and examination of 32 major financial sector service providers and software vendors. Conducted research and analysis defining technology risk as it related to financial institutions with total assets that exceeded $300 billion.

• Led or jointly authored the development of several OCC Policy Bulletins, including Technology Risk Management, Disaster Recovery and Business Resumption, and PC Banking examination procedures.

• Successfully supervised and expanded OCC's Internet Banking training programs and initiatives for approximately 500 examiners and staff members.

• Facilitated national bank chartering decisions relating to technology risk policies, guidance, and e-commerce related issues for 10 new Internet banks.

• Coordinated and managed the Federal Financial Institutions Examination Council (FFIEC) programs governing interagency examinations of national service providers, e-commerce vendors, and software companies.

• Represented the OCC at monthly Federal Financial Institutions Examination Council (FFIEC) Information System Committee meetings.

• Achieved success as the OCC's project leader for critical inter-agency Year 2000 project team.

OCC National Bank Examiner 1987-1996

Planned, supervised, and participated in commercial bank examinations and evaluated emerging technologies for money center banks (with assets exceeding $100 billion) and regional national banks ($99 billion or less in total assets).

• Identified and aided in the financial management of credit, operations, and strategic risk in money center banks.

• Developed and led the 40-member Northeast District Technology Users group to 4 district leadership awards.

• Investigated compliance with the Bank Security Act and the identification and control of suspicious large currency transactions.

• Appraised consumer lending compliance to include Regulation Z -Truth in Lending, Regulation B -Fair Lending Act, Fair Credit Reporting Act, RESPA, and the Community Reinvestment Act.

• Mentored and trained up to 10 new examiners.

ACHIEVEMENTS and AWARDS

-- 1999 United States Treasury Department Excellence Award: For participation in a structured technology study that identified technology use, trends, and risk in a defined population of national banks.

-- OCC Northeast District Special Act Awards: four-time award recipient for outstanding achievement, leadership, and performance.

-- Member ISACA, National Capital Chapter (1997-1999)

-- Certified Information Systems Auditor (1997)

-- Commissioned National Bank Examiner (1993)

EDUCATION

B.S. - Business/Accounting, Bloomsburg University, Bloomsburg, PA